Our Plans shield you from extremely-high charges due to commonly-denied ambulance claims. Estimates from the physician we consult with say that at least 50% of all submitted medical claims are rejected. That’s 50% of claims, which amounts to hundreds of thousands of dollars of extra costs to patients. Considering 1 out of 10 people will make an emergency call every year, the threat of excessive emergency bills is very real.


We Are Your Trusted Partner for Emergency Transportation Coverage

Munson Financial works with the premiere medical transportation solutions provider in the world, MASA MTS.

Setting The Standard

Since offering emergency air cover age in 1974, MASA offers you the undisputed leader in all emergency transportation. Today, you'll be protected as a member of the best global organization that has 18 international locations, that provides protection to 2.5 million members worldwide.

6 Truths About Emergency Transportation

  • The #1 cause of bankruptcy is unpaid medical bills.

  • 1 out of 10 people will make an emergency call every year.

  • The most common claim we see is for ground ambulance trips within 20 miles of the home.

  • Emergency transport costs are continually on the rise, especially international transportation.

  • Medicare makes a distinction between medical necessity and medical emergency when deciding whether or not to cover your emergency transportation.

  • The older you get, the more likely you are to use emergency services.

When it seemed that the world was crashing in on us, being a member picked up the financial burden of the ambulance services. After unknowingly contracting COVID-19 on a cruise ship in early March, the bills began to pile up when negative testing still ended up with three ambulance trips to two hospitals in our area. …it was a huge blessing to be notified that our bills were paid, for the ambulance services used.

We had purchased our membership because we frequently traveled out-of-country. It was ironic that we would need the services while in the USA… What a joy it was to have the cost of ambulance services taken care of without question or any hassle. It only took one phone call to our agent…and he took care of the rest.

Getting the confirmation that the bill had been paid saved us the cost of a significant bill. We are very thankful we had the opportunity to purchase this membership several years ago and would definitely recommend this service to those who travel or stay at home. One never knows when it will be needed. I feel much safer now in our latter years to know we have our mmembership coverage.

- R. and S. Davis

Thank you for your letter informing me of your payment for my ambulance transportation. My husband and I joined and became a member quite a few years ago. When he died in 2008, I kept my membership and upgraded it as I am old and feel the only way I will travel at all is with the security of knowing you have my back!

I appreciate your service and think it is so important, especially for elderly travelers… Just knowing you are there for someone is so comforting and leaves you free to enjoy your travels with no worries… Thank you again.

- M. Remschel

After having knee replacement surgery I developed blood clots and had to be transported from the surgery center to the ICU. The 4 minute ambulance ride cost $4500. Every penny of it was covered. I am so glad I paid for this membership and I would recommend it to everyone. Ambulances are crazy expensive. Imagine if you need a helicopter to transport you. Thank you!

- S. Koerth

This email is long overdue, but I wanted to let you know that we have been satisfied with MASA services and a little history behind how we received them. For Christmas 2017, my parents gave us the MASA coverage and at the time I thought it was a rather unusual gift, and one they said they hope we never needed.

We have health insurance coverage and in our 40s had thankfully never needed the use of medical transport. However, within a couple of months, my husband was in an accident that required it and since then I have also had an accident and a health issue in which medical transport was needed. My husband joked to my parents that he didn't want them to feel insulted if we didn't use their gift.

Although reluctant about what it would cover or how complicated the process would be, we have been pleasantly pleased with the ease of making a claim and having it taken care of without there being numerous steps involved. Hopefully, we can go without needing medical transport, but it is reassuring to know that it is there since we can speak first hand of never knowing when something may happen.

- M. Penrod

I have been a member for many years and thought I would never use them. Boy, was I wrong. I have used the ambulance about five times so far and Masa has always been there for me.

They paid in full for each time and no hassle whatsoever. Can’t ask for anything better. We had a fifth wheel travel trailer and traveled the roads off of the main highways a lot and if we had to be flown out Masa would have been there for us for sure. It is the best, so if you are thinking of insurance to protect you wherever you are, buy this one. You won’t be sorry.

- R. Cofiell

What does MASA Global give me for my plan fee every month? Peace of mind. That’s what! The absolute best thing about being a member of [the] Medical Air Services Association is knowing that I can call for emergency transportation for my wife or even myself without worrying about being billed for the services that are not covered by our insurance. No more surprise bills!

It has been a while since my wife has fallen and required transportation to the hospital because I couldn’t get her up. However, the last time it happened, as they were filling out their paperwork and getting her stable in the ambulance, I gave them our insurance card and our MASA card and that was the end of it… bills to me.

Thanks for being there for us!

- D. Solomon

Emergency Shield Plan

  • Emergency Air Ambulance Coverage

  • Hospital to Hospital Ambulance Coverage

  • Emergency Ground Ambulance Coverage

  • Organ Retrieval & Organ Recipient Transportation

  • Repatriation to Hospital Near Home Coverage

  • Companion Transportation Coverage

  • Hospital Visitor Transportation Coverage

  • Vehicle & RV Return Coverage

  • Minor Return Transportation Coverage

  • Mortal Remains Transportation Coverage

  • Patient Return Transportation Coverage

  • Pet Return Transportation Coverage

  • Grandchildren & Great Grandchildren Protection

  • COVID Quarantine Expense Protection

  • Medical Payments Advisor

  • Hospital Private Room Upgrade

  • Hospital to Rehab, Skilled Nursing, Long-Term Care or Home Transportation Coverage

  • Extended Hospital Stay Incidental Expense Coverage

  • Companion Return Transportation Coverage


Your Personal Team of Financial Defenders

Our mission is to provide industry-leading medical transportation solutions for our members, both during life and after life, and to provide peace of mind for our members as they prepare for the financial burdens that follow life’s biggest emergencies.

Don’t Leave Yourself Exposed

Emergency transportation is extremely expensive and if your provider is out-of-network, you become responsible for a majority of the bill. Recently, The New York Times reported that 51% of all ground ambulance rides result in out-of-network charges. Essentially, that means you have a 50/50 chance of being billed thousands of dollars after an emergency… And that’s not even including your copay or deductible.

Get the Protection You Deserve

MASA Members enjoy full coverage and peace of mind when it comes to emergency transportation. No matter where you are, what happens, or why you need help, we take the bill and leave you with a $0 balance.

Can you afford a Helicopter Ride for $50,000?

Become a Member Today!